Girlfriend 'Demanding' to Be Added Onto the House Deed Slammed by Internet

A woman has been slammed online after her partner shared that she had demanded to be added onto the deed of the home they now both live in. The only problem? She won't contribute to the mortgage.

The woman's partner had taken to social media after feeling disgruntled by her request, which came after the poster had been the only one to pay for the purchased property.

"We had already agreed that we would live together after both of our leases end in March. In the agreement, I would pay for housing and she would 'pay for everything else'. We've decided that me purchasing a home is a better route than throwing away stupid amounts of rent," the woman's partner wrote on Reddit.

"I got preapproved last week, and now she's demanding that she'll be on the title. This was never part of any discussion we've had prior. The mortgage will be 5,000 dollars per month and I intend to pay it fully [as] we already discussed.

"I have told her that if [or] when we get married then I'll gladly add her to the deed. In the meantime, she gets to save a ton of money. I estimate that the 'everything else' will be near 1,000 dollars per month, which is half of what she's paying for rent currently." the poster added.

Newsweek consulted real estate and finance executive Shmuel Shayowitz for his take on the relationship issue. Shayowitz, who is the president and chief lending officer at privately held mortgage banker Approved Funding, told Newsweek that, while the pair are grappling with a common situation, they need to find a solution that uniquely works for them.

"This often shows up when two unmarried people live together in a rental, and someone decides to buy a house," Shayowitz said.

"There is no textbook answer or strategy that would work for everyone universally. More than anything, communication and transparent dialogue are going to be critical. More often than not, the issue of one partner insisting on being on the title is not a financial concern but rather an emotional concern.

"The notion of changing the domestic dynamic makes them wonder about the strength and direction of the relationship in the long term," he added.

Shayowitz said that it is very fair for the Reddit user, who is using their credit, income and down payment, to be solely on the title.

"The fact that they are offering to add their partner to the title upon marriage is very fair and reasonable. I believe non-married partners who are venturing into a business or investment together should be equal partners via capital or equity that they jointly or mutually agree to," the mortgage expert added.

What Do the Comments Say?

Since it was shared to the social-media platform on January 7 by u/OK_Egg_8255, the Reddit post has been upvoted by 90 percent of the users who engaged with it and commented on more than 6,700 times. The majority of those engaging with the post warned the Reddit user to turn down his partner's request.

"Don't do it. Take 10 minutes to google search horror stories of couples buying homes without being married. DO NOT DO THIS," one user wrote.

Another added: "There was an example the other day on here. Dude and girlfriend got possession of the house and she broke up with him that day... it was all his money for the down payment."

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